bank lending policy credit scoring and the survival of loans rating
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between higher default risk and higher return in the lending policy. JEL classification: C34 were can i get a legit payday loan C35, D61, D81, G21 Keywords: Banks, lending policy, credit scoring, survival, loans. ∗I am indebted to three anonymous referees for detailed and helpful reports. I would also like Keywords: Banks, lending policy, credit scoring, survival, loans. JEL Classification: C34, C35, D61, D81, G21. Suggested Citation: Suggested Citation. Roszbach, Kasper, Bank Lending Policy, Credit Scoring and the Survival of Loans. Review of Economics and Statistics, , Vol. 86, No. 4, pp. 946-958, November 2004. Downloadable! To evaluate loan applicants, banks increasingly use credit scoring models. The objective of such models typically is to minimize default rates or the ... Downloadable (with restrictions)! To evaluate loan applicants, banks increasingl